Link your bank read-only, and SubZero parses every recurring charge — then our agents sit through the retention flows, forms and chatbots so you never have to.
Scan
We read transaction history and surface every recurring merchant.
Spot zombies
Unused gyms, forgotten trials and silent price hikes get flagged.
Cancel & save
AI agents cancel for you and send back a confirmation receipt.
Read-only access. We can never move your money.